8 am to 6 pm

Monday to Friday

27-35 Sussex Street

Leicester LE5 3BF

0116 2627500


Compare Listings


With Help to Buy you could buy a brand-new home with just a 5% deposit. The Government then lends you a 20% equity loan, leaving you to take out a mortgage of just 75%

Help to Buy is a Government-backed scheme. Those looking to buy a new home, whether first time buyers or existing home owners, only need a 5% deposit to buy a new Marble Home within England and qualify for some of the best mortgage interest rates available.

Here’s how it works:

  • Help to Buy is available to all new homebuyers, not just first time buyers
  • You only need a minimum 5% deposit to qualify
  • The Government will lend you up to 20% of the value of your property through an equity loan
  • You won’t be charged loan fees on the 20% loan for the first five years of owning your home
  • The loan can be repaid at any time or on the sale of your home
  • You will only need to secure up to a 75% mortgage from a bank or building society
  • Help to Buy is only available on new build homes
  • There is a maximum home purchase of £600,000
  • Help to Buy is only available on new homes in England

Use the slider on the right to enter the value of the property; this will indicate how much the Government may be able to lend based on your deposit and is calculated on the basis that the Government will offer a loan equating to 20% of the total purchase price.

Estimate Your Monthly Payments

With our quick mortgage calculator

Work out your estimated monthly mortgage payments by entering the details into our Mortgage Calculator.

Please note: Figures calculated are based on a repayment loan.

Mortgage Calculator

icon inspector
Amount Financed:
Mortgage Payments:
Annual cost of Loan:
This does not constitute financial advice. We recommend you obtain advice from an independent mortgage broker. The Help to Buy equity loan scheme has specific terms and conditions and is subject to affordability criteria as prescribed by the Homes and Communities Agency.